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Jodi Jill Founder of National Puzzle Day

Jodi Jill

14 Ways to Save Money Fast in 2020

Looking for ways to save money fast? With the ever changing economy, it’s important not only to have a career to live and pay the bills, sometimes it’s necessary to make sure you find ways to slash those extra expenses.

 

There is obviously no magic wave of a wand to find ways to save money fast, but don’t let that discourage you. With a list of expenses you regularly occur and a little creativity, you will find places to cut a few bucks here and there. Ultimately it will add up and help you continue to save money fast. The more ideas you implement, the more you will save. And some of the ways to save money fast are surprisingly easy too!

Ways to save money in 2020

Switch Up Your Money Options: A New Bank Account?

Looking for ways to save money fast? With the ever changing economy, it’s important not only to have a career to live and pay the bills, sometimes it’s necessary to make sure you find ways to slash those extra expenses.

 

There is obviously no magic wave of a wand to find ways to save money fast, but don’t let that discourage you. With a list of expenses you regularly occur and a little creativity, you will find places to cut a few bucks here and there. Ultimately it will add up and help you continue to save money fast. The more ideas you implement, the more you will save. And some of the ways to save money fast are surprisingly easy too!

Keep Your Car Maintenance Up - Stop Speeding

If you are looking to keep your transportation expenses down and save money fast, consider the regular upkeep on your vehicle. Car maintenance keeps the car running at prime output and uses less gas. We’re not talking about over the top deeds either. Making sure the tire pressure of your wheels are the correct PSI or that the oil is topped off are little, helpful activities to save money.

 

On the thought of vehicles, if you read that handy manual, you will notice that you can save even more money by not speeding. Following the speed limit will means you won’t flood the car and burn too much.

​Wear Used Threads

One of the most expensive items in our world today is fashion. The style of our clothing is important for our work environment and even when we meet friends. Instead of buying new, you could find ways to save money by purchasing new clothing (and people probably won’t even notice the difference unless you tell them). From used stores, to outlet facilities to a yard sale, clothing can be purchased for far less than the manufacturer's retail price and most importantly, you still can be stylish!

Learn To Make Your Own Fancy Coffee

If you are looking for ways to save money fast, you might need to cut out the coffee drinks. Everyone is already aware that bringing food for lunch (instead of going out) saves cash, but so does foregoing those fancy lattes. This definitely doesn’t mean you should go without your coffee drinks though. Every one - be it from a corner coffee house or Starbucks can be replicated at home with dozens of recipes found online to use.

Cut or Share Entertainment Streaming Services

The monthly cash outlay of entertainment streaming services can be a killer for anyone looking to save money. Not only might you end up working more (and watching less) it’s a monthly fee that dents the wallet. Consider cutting the services and getting a library card for older movie watching. If TV is your thing, a number of popular cell phone apps are available to watch TV and it’s for free. Ready to view properties including some of the best sitcoms and live news programs are at your fingertips. Plus they have movies too. 

Buy in Bulk When You Plan Your Meals

If you start planning your meals, you will immediately notice your food costs will be less. In fact, one of the ways to save money fast is to buy in bulk. As you plan your meals you can avoid paying higher costs while still getting foods you like to eat. Knowing what you eat will help the budget too as you won’t be running out to get a quick (expensive) bite to eat. This tip is perfect for anyone who has a family or is looking to stretch their food budget a little farther.

Make DIY a Mainstay around the House

There are always home repairs and last minute emergencies around the house that homeowners face. There are many ways to save money fast when researching issues and engaging in DIY projects. From remodeling to plumbing, from small leaks to lawn care, there are some great YouTube videos offering step-by-step guides you can do it yourself. Keep in mind, you might even enjoy cleaning out your gutters and holes in the wall (even if it is just a little.)

Use the Reward Programs Available For Services You Use

Freebies are always great, especially when they come to you. One of the great ways to save money fast includes getting involved with reward programs. From the local grocers to gas stations, enrolling with stores using their personal app on your phone alerts you to discounts, freebies and even special offers. The ways you can save money fast cater to your life as well. There are restaurants (like pizza joints), hardware stores and even big box stores.

Stop the Gym: Ways to Save Money

Cut the Gym Cords

There is nothing more important than your health, but you might want to consider ways to save money fast around the gym. The monthly fees, along with the initial fees, could be costly. Consider cutting the gym cords and finding alternates. While you could consider working out at home you don’t have to do it along. Apps, programs and even equipment all help home workouts. Additionally, you might need to cut the cord at the local gym, but have opportunities through your healthcare or job to enroll in a different gym where all or part of the costs are covered.

Make a Budget: Plan Out Your Purchases

It’s pretty obvious that some of the most logical ways to save money fast is to budget your funds. This allows you to be clear where your money goes and avoids the impulsive buys we sometimes make. This also allows you to work toward financial security, be that paying off bills or buying a new vehicle.

Use Discounts For Large Purchases

If you find yourself needing large purchases, it’s unavoidable that you will need to lay out some money. One of the ways to save money fast, when you need a store, hot water heater or even an air conditioner, is to use discounts. There are definitely two types of discounts. You could actually look for coupons online to apply to local store purchases. Stores like Lowes, Home Depot and Target have discount or promo codes. These stores also offer up credit cards where, used on the first purchase, you can save up to 25% of the final purchase price. This adds up when it comes to bigger purchases and can be a perfect way to make a bigger purchase more affordable.

Buy Generic When You Can

Generic is one of the ways to save money fast when it comes to purchasing items you need. Most of the time, generic and off name brands, are  available. The things you can easily find generic or comparable brands include food, prescriptions, services and even clothing. The majority of the time you will have a smaller bill for items while still having quality items.

Keep Your Receipts

When you buy items sometimes it’s unavoidable to plan, but that doesn’t mean you won’t get money back in the future. Always keep your receipts. Most stores will honor the difference between full price and future sales - especially if it’s within two weeks of purchase. Big department stores need the receipt and item presented at the customer service counter. They verify the purchase, offer the new price and give you the difference. This is slightly time consuming, but one of the best ways to save money fast, especially if you don’t have time to wait for sales. Price matching also offers an opportunity to save cash while still buying what you need.

Watch Your Electric Use/Adjust Your Thermostat

Don’t leave the lights on, the thermostat too high or the fans running all day. Being aware of electric usage might sound small, but it will become a bigger sum over time. Technology can save you some cash too. Converting your house to solar energy, buying a smart thermostat and even avoiding using the dishwasher at peak times all save a few bucks.

​Conclusion: There are Many Ways to Save Money Fast

Financial health requires looking at ways to save money fast. It’s not a painful process.It’s a careful reflection on how to  better your life and get by in times of tightness. On the flip side, if you conserve funds now, those extra pennies can be used later.

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